It is the rented houses that we inhabit that become home till we finally save up enough money and buy that house of our own. Not that there is any great problem in staying in a rented apartment. But there is always that niggling feeling that this is not a place that we can call our own; that it belongs to somebody else. You cannot make any long term modifications in the house. Making major renovations will in all likelihood not be permitted. You do not even have the desire to invest in that perfect couch merely because carrying it around from one rented apartment to another would be such a nuisance.

Rented houses are all right if you feel that it is a temporary state of affairs. However, as soon as we feel settled in our jobs, our families, and our lives in general, the impulse to return to a place that we can call our own begins to rise. John Denver sang, "Take me home country roads / To the place I belong." We all want to belong somewhere. And that sense of belonging does not really come when you are staying in a rented apartment. The only way to get that sense of belonging? Purchase property that you can finally call your own.

Of course, shifting from the status of a tenant to that of a homeowner is not a cakewalk. For one, purchasing property is a suggestion that you are ready to settle down to a more stable living pattern. Could we call it the first sign of ageing? Perhaps. And which of us is willing to reveal how old we have really become? Moreover, purchasing a house, no matter how small it is, will definitely make you short of cash. Add to that the fact that most of us cannot purchase a house without getting adequate help from a financial institution.

However, thanks to the popularity of loans these days, the shift from tenant to homeowner has become fairly easy. It is no longer such an uphill task to get your loan application selected. Unsecured loans are found in large quantities and it is quite facile to find cheap loans in this day and age. Of course, unsecured loans do not only go into the buying of a house. You could also use them for debt consolidation. Loan taking has become very facile. And as a result, so has buying a house. You no longer have to be a tenant if you are hoping to get a place that you can call your own. Thoroughly research the loan markets to select the best mortgage loan for you.