Yes it's true, we have lost a lot of good men and women due to the recent slow down in the real estate market. If homes are not selling, then there are no loans being made. Your eight year run of good luck and great business cycle has run its course. There are two things you can do. For those lucky few seasoned veterans, you will probably be fine. It's just time to tighten up the belt, cut expenses and hang in there for the next 5 years and the real estate market will come back, which means the loan industry will make a come back too. It's been that way for the last 30 years. This business goes through up and down cycles.

The second thing you can do is jump ship and get out. If you haven't got out yet, get out NOW, run, don't walk and get the heck out of there. What I am finding is that most mortgage brokers are jumping ship like people on the Titanic. The problem is people are scrounging just to find a job to pay the bills.

I know and you know that this is just temporary until you find your stride again. I admire those who do what they have to do to make things work. If that is you, then you obviously are person who can roll up their sleeves, sometimes, even swallow some pride, but the point is, you do what you have to do to pay the mortgage bill, to put food on the table and continue on with life. When you get lemons, you make lemonade. If this sounds familiar, then I am talking to you. I'm talking to you right now because up until now, you haven't been shown another way.

When you are down, the only place you can go is up. This is the time when you might need to do some soul searching. This is the time where you might need to be receptive to new ideas. This is the time in your life that you will thank me for sharing one the world's greatest secrets for making money.